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Empower Your Business
By Eliminating the Fees

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We Partner With

Paybotx
Terminal

Your Trusted Partner in Merchant Services

Our focus is on providing secure, reliable, and high-value credit card processing services that resonate with your need for clarity, predictability, and efficiency in every transaction. Through our flexible financing options and dedicated support, discover why over 15,000 companies have chosen to elevate their payment processing with this same experience.

We understand that every business is unique, which is why we tailor our payment processing solutions to fit your specific requirements. We'll work closely with you to develop a customized payment strategy that maximizes efficiency, minimizes costs, and drives growth.

Partnering with PayBotx, a leading provider of cutting-edge POS and credit card terminals, we deliver seamless payment solutions that empower your business to thrive in today's competitive landscape.

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About Paybotx

For over 16 years, Paybotx has been a registered independent sales organization (ISO), authorized to facilitate payments through major card networks like Visa, MasterCard, Discover, and American Express.

Paybotx has forged strategic partnerships with Global Payments and Fiserv, two of the world's leading payment processors, securely transacting over 15 million in revenue per month.

With a nationwide presence, Paybotx caters to the payment needs of over 17,000 businesses across the United States, to include restaurant, retail, automotive, online e-commerce, medical, and high-risk merchants.

Paybotx
How It Works

How It Works

We simply set you up with our proprietary terminal, that allows you to add a 4% service fee for customers paying with credit or debit cards. If the customer pays with cash, then they save on the 4% discount fee. It really is that simple.

Why It Works

Credit card companies give consumers 3-5% cash back rewards. Consumers understand and support your small business through inflation. Consumers are not paying the fee, the credit card companies are.

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To inform customers, Paybotx provides free customized Cash Discount

Program signage for the front door and register of your business.

Cash Discount Program Participants

NamiSushi
bj
pho
Louisiana
MattressFirm
MiamiIron
Financing

Types Of Financing

At Calcam Consulting, we understand that every business has unique financial needs and preferences. That's why we offer a variety of financing options to suit your specific requirements, ensuring secure, reliable, and high-value credit card processing services.

Choose the financing option that best aligns with your business goals. Calcam Consulting is committed to providing you with flexible, dependable solutions that safeguard your transactions and add exceptional value to your business.

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Cash Discount Program

CashDiscount

Embrace simplicity and savings with our Cash Discount program. This option allows your customers to cover the processing fees, enabling you to enjoy the full value of every transaction. It's an efficient way to manage costs while maintaining transparency with your customers.

Traditional Financing

Traditional

Looking to optimize your costs while taking responsibility for the fees? Share a copy of your processing statement with us, and let's explore how we can help you save money. We will analyze your current rates and propose a tailored solution that eliminates back-end fees and enhances your savings.

Hybrid Financing

Hybrid

Prefer a balanced approach? Our Hybrid Financing option allows you to share the cost of processing fees with your customers. For example, you could pay a minimal 1.5% while your customers contribute 2.5%. This method fosters a fair distribution of fees, ensuring both parties benefit from the transaction.

Program Benefits
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Benefits of Our Programs

We provide local support, commitment to transparency, simplicity, and tailored solutions

with no contracts or hidden fees.

Straightforward Fee Structure

With Calcam Consulting, you'll find clarity and predictability in our fee system. Whether it’s through our basic terminal option, available for a flat fee of $10, or our customizable Point of Sale (POS) system fees starting at $19.95, our straightforward pricing means no surprises. This ensures that you can plan your expenses with confidence, knowing that your processing needs are met and will not change.

Tailored POS Solutions

Our advanced POS systems are designed to cater to your specific operational needs, from inventory management to customer relationship management. By working closely with you, we identify and implement a POS system that not only meets your current requirements but also scales with your business, ensuring that you’re always ahead of the curve in terms of efficiency and service delivery.

Enhanced Revenue Through Cash Discount Programs

Our cash discount programs offer an innovative way to eliminate the fees typically charged by credit card companies. This program is fully compliant across all 50 states, offering you a zero-cost processing solution that encourages cash transactions, thereby saving on credit and debit card transaction fees. By implementing such programs, you reward cash-paying customers with no additional fees, while slightly increasing prices for credit transactions to offset processing costs.

Competitive Advantage

Embracing our cash discount programs not only reduces your operational costs but also provides a competitive edge by allowing you to offer more attractive pricing to cash-paying customers. This strategic approach ensures that your business remains competitive, even against larger enterprises, by maximizing revenue and minimizing unnecessary expenses.

Dependability And Security

With Calcam Consulting, your transactions are processed with the utmost reliability and security, providing you and your customers with peace of mind. Our commitment to high-value credit card processing services means your business benefits from both exceptional value and unwavering transactional integrity.

Transaction

Ready to take your payment processing
to the next level?

Contact us today to learn more about our comprehensive merchant services and how we can help your business thrive. Let's embark on this journey together and unlock the full potential of your business.

Testimonials

Testimonials

Groomer Shaely
Groomer Shaely
The Buritto Exchange
The Buritto Exchange
About Us

About Us

As a Veteran Owned Company it is our mission to provide relief for those who are providing for their communities. We understand the challenges businesses face in managing payments efficiently. That's why we're dedicated to providing comprehensive merchant services tailored to your unique needs. If you want personalized service and transparent pricing from payment experts who truly care about your business, book a free consultation today with your trusted partner in merchant services.

No Fees
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